travel insurance, hijack coverage, hijack distress allowance, travel safety, unique coverage

• Also known as hijack distress allowance, it provides financial payouts for hijackings exceeding a specified duration (usually 12 or 24 hours).

• The aim is to provide monetary assistance during the aftermath of a traumatic experience.

• Not about medical bills or replacement of lost luggage.

• Provides funds for immediate and practical needs such as repatriation expenses, temporary

accommodation, alternative flights, and basic necessities.

• Provides peace of mind, reduces unexpected costs, and aids recovery.

• Payouts are usually modest, designed for immediate needs.

• Policies won't cover situations where complicity in the hijacking or where travel warnings were in place.

• Most policies require the hijacking to exceed a set time for the allowance to kick in.

• Not all plans include hijack distress coverage.

• Prioritize safety and be aware of surroundings.

Hijack Coverage in Travel Insurance